About the FastMoney app

FastMoney by Jacaranda Finance gives you the ability to quickly apply for loans from $2,100 to $25,000. The great news is that you can check if you qualify for the loan without impacting your credit score.

If your loan is approved, the money can be in your bank account in just 60 seconds(3) once you sign the contract.

Best of all, you can start improving your credit score simply by making your repayments on time with Jacaranda, thanks to Comprehensive Credit Reporting. If you’re looking for a solution to your immediate financial needs but also care about your future, then Jacaranda Finance could have the loan for you.

Fast and Easy

The FastMoney app allows you to complete an application in just 5-12 minutes(1). With loans from $2,100 to $25,000, we can help you when those larger-than-expected expenses arrive.
FastMoney allows you to easily manage your loan.

Key features

- Check your loan eligibility in minutes without impacting your credit score;
- Improve your credit score by making your repayments on time and managing your loans responsibly!
- Apply for a loan in just 5-12 minutes(1);
- Receive a same-day outcome(2) on your application and 60-second transfers to your bank account if approved(3);
- 48-hour cooling off period for all loans(4)
- Check your loan balance and request copies of your contract and statements;
- Make extra repayments;
- Quickly contact our customer service team for anything you need;
- Safe, secure data protection and encryption with biometric logins available.

For any questions about our app, get in touch with us via [email protected].

Our loan products

At Jacaranda, we offer three main types of loans:

● Jacaranda Express Personal Loan: $5,000 - $25,000
● Jacaranda Cash Boost Loan: $2,100 - $4,600
● Jacaranda Car Loan: $10,000 - $25,000

About Jacaranda Finance

At Jacaranda, we’ve been helping everyday Australians access fast, simple and reliable finance when they need it. Our one and only core value is to make it easier for our customers to get the money they need for life’s key expected and unexpected expenses.

(1)(2)(3)(4) Advertising disclaimers may be relevant to the following considerations and warnings - Please see the website for more details www.jacarandafinance.com.au

Repayment Period

The minimum repayment period for our Express Personal Loan product is 24 months and the maximum is 48 months.

The minimum repayment period for our Cash Boost product is 9 months and the maximum is 18 months.

Maximum Annual Percentage Rate (APR)

Our Express Personal Loan product has a maximum Interest rate of 27.95%, with a maximum APR/comparison rate of 48% (For loans between $5,000 to $25,000).

Our Cash Boost product has a maximum interest rate of 47.80%, with a maximum APR/comparison rate of 95.84% (for loans between $2,100 to $4,600).

Representative examples

Express Personal Loan: $10,000 principal loan borrowed over 36 months with a 27.95% interest rate (APR/Comparison rate 42.21%). The borrower would repay a total of $17,915.01, including all fees and charges. This is comprised of the $10,000 principal amount, $950 establishment fee, $500 risk fee, $864.00 in monthly fees and $5,601.01 in interest.

Cash Boost: $2,500 principal loan borrowed over 18 months with a 47.80% interest rate (APR/Comparison rate 68.47%). The borrower would repay a total of $4,115.85, including all fees and charges. This is comprised of the $2,500 principal amount, $400.00 establishment fee and $1,215.85 in interest.

WARNING: The comparison rates are true only for the examples given.

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