Beta Pesa: Offers fast and secure online cash loans !
18+ only

Apply for a loan through Beta Pesa, verify your identity, and enter simple personal information to receive funds in your M-PESA. A loan to kickstart a new life with ease and confidence!

Beta Pesa Credit Features:
Streamlined Online Processing: Say goodbye to painful and complicated procedures – everything is effortlessly handled through our intuitive app.
Rapid Approval: Secure up to KES 50,000 with our swift and efficient verification process, ensuring you get the funds you need without delay.
Direct M-PESA Transfers: Enjoy a high approval rate with loans transferred directly to your M-PESA account, providing you with immediate access to your funds.
Customizable Repayment Options: Choose a repayment period that suits your financial situation, ranging from 91 to 360 days for maximum flexibility.
Competitive Interest Rates: Benefit from a maximum annual interest rate of 24%, ensuring affordable loan terms for all our customers.
For example:
If you choose a loan limit of Ksh 5,000.00 with a repayment period of 120 days at an interest rate of 18%:
Total interest payable: Ksh 5,000.00* (18%/365*120) = Ksh 296.00.
Total amount due: KES 5,296.00.
Breakdown: KES 5,000 (principal) + KES 296.00 (interest) = KES 5,296.00 (total payment).
Why Choose Beta Pesa?
24/7 Availability: Our app is available round-the-clock, allowing you to apply for a loan anytime, anywhere.
User-Friendly Interface: Navigate our app with ease, thanks to its user-centric design that simplifies the loan application process.
Tailored Loan Products: We offer a range of loan products tailored to meet your unique financial needs, whether for personal use, business expansion, or emergency expenses.
Customer Satisfaction: Our dedicated customer service team is always ready to assist you, ensuring a smooth and satisfying experience.
Eligibility
Open to: Kenyan residents aged 18-60 years.
Requirements: Have an identity card and an M-PESA account.
Privacy Disclosure
Privacy & Permissions: Beta Pesa uses data from your phone, including your approximate location and device ID, to verify your identity and create a credit score, making it simple to get a personal loan. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties.
Data Security: Your data is safe with us. It is transmitted to us over a secure HTTPS connection and we will not share it with anyone except the lender without your consent.
Download the Beta Pesa mobile app now and take control of your financial future!

Contact Us
Phone: +254 727634165
Email: [email protected]
Working hours: 09:00 - 17:00 during workdays

Privacy agreement address
https://www.betapesa.com/asset/betapesa_Privacy_new.html