Joya Crédito is the app that lends you money quickly and easily, all from your cell phone! If you need a push for anything, this is the solution. It works 24/7, so you can request your loan at any time and in less than 24 hours you will know if it has been approved.

With Joya Crédito everything is super simple, without twists or complications:
- Request your loan without leaving home.
- They don't check the bureau, so don't worry!
- You don't need guarantors or guarantees.
- Zero paperwork, everything digital and fast.

✅ Conditions of the Joya Credito loan -Rapid Loans
- Credit amount: from 100,000 COL$ to 3,000,000 COL$
- Duration: 90 days up to 12 months
- Interest: maximum 0.0833% per day, Maximum annual interest rate of 30%
(The final interest rate of the loan depends on your profile and credit profile analysis)

✅ For example, for a quick loan of 1,000,000 COL$ to be paid in 120 days:
- Amount: 1,000,000 COL$
- Duration: 120 days
- Interest: 80,000 COL$
- Annual interest rate: 24%
- Order service fee: 10,000 COL$
- The total refund amount above is: 1,000,000 COL$ + 80,000 COL$ = 1,080,000 COL$
(Please note that the information provided is only an example. Payment terms and service fees may be adjusted based on each person's credit profile.)

✅ Requirements for personal loans to use Joya Credito application
- You are Colombian and live in Colombia, 18 years or older;
- Have a valid ID, Without endorsement or credit bureau
- Bank account in your name and mobile phone
- Download the Jewel Credit app on Google Play

Fast credit money loans!
- Now it is possible if you download the app and start a simple process to receive your money loan. We deposit the cash in real time into your bank account, safe and easy.

? Privacy Policy
https://wasp.joyacredito.com/#/Pagina/acy

? Joya Credito protects your personal information
- Secure through SSL encryption, we will upload the data to the https://budgie.joyacredito.com server in a secure network environment and your data will be protected.
- It will not be revealed to third parties unless the user's consent is obtained.

☎ Contact Information
Email: [email protected]
Working hours: 9:00 a.m. to 5:00 p.m. Monday to Friday
Address: Cl. 94 #11 - 30 Floor 5, Chapinero, Bogotá, Cundinamarca, Colombia

With Joya Crédito the online loan comes light and beautiful, fast and simple, at your service 24/7, always ready!