The Juvo app makes our customers' daily lives easier. Through the app, you can interact with and better manage your account.

JUVO BRASIL TECNOLOGIA LTDA., a private legal entity with headquarters at Wing A - Avenida das Nações Unidas, 14261 - 7th floor - Vila Gertrudes, São Paulo - SP, 04794-000, our current office in Brazil, is a digital platform that acts as a banking correspondent for BMP Sociedade de Crédito Direto S/A, a private financial institution with headquarters at Avenida Paulista, No. 1,765, 1st floor, Bela Vista, city of São Paulo, state of São Paulo, Zip Code 01311-200, registered with the CNPJ/ME under No. 34.337.707/0001-00 ("BMP MoneyPlus"). Juvo is responsible for providing this digital platform and acts as a banking correspondent for BMP MoneyPlus regarding the provision of financial services.

Juvo does not require any type of advance deposit or transfer. All payments are made only after the funds are received in your account and are made exclusively through payment slips or QR codes (PIX) sent by Juvo or requested directly by you within your customer area. If you receive an email requesting an advance payment, it is an attempted fraud. Please report this to our customer service center.

Additional information regarding Personal Loans: Minimum 3 months and maximum 24 months. Minimum and maximum loan amount - R$250.00 to R$4,500.00. Minimum and maximum monthly interest - 6.8% to 17.4%, Total Effective Cost (CET): minimum 112.36% and maximum 473.9% per annum (APR). Rates subject to change.

Example: A R$1,700.00 loan over 9 months with an interest rate of 1.99% per month will have monthly installments of R$380.98. A used cell phone with a market value of at least R$2,000.00 as collateral is required for loan approval under these conditions.