Katsu MFB: Your financial partner for every stage.
Welcome to Katsu, where we make managing your money simple and
effective.
Licensed by the Central Bank of Nigeria, Katsu brings you a trusted app
packed with tools for individuals and businesses alike. Whether you’re
paying bills, saving with great returns, or growing your business, we’ve got
your back.
What makes us different?
For Personal Banking:
1. Open an account in Minutes: No paperwork. No queues. Just download the
app, choose your account type, complete your KYC, and you’re ready to go.
2. Fixed deposit savings: Want your money to grow while you sleep? Create
fixed deposit accounts with interest rates from 16% to 28% annually. Set
your duration, watch your funds grow, and even choose rollover options.
3. Secure transfers: Send money to other banks or Katsu users with
complete peace of mind. Every transaction is PIN protected.
4. Managing daily expenses is effortless: Pay your electricity bills, buy
airtime, fund your TV subscriptions, or handle education payments directly
from the app.
5. Add unlimited beneficiaries and transfer money instantly to any Nigerian
bank. Generate official bank statements whenever you need them.
6. Rich dashboard: Your dashboard shows everything at a glance: recent
transactions, account analytics, and quick actions for the things you do most.
For Business Banking:
1. Free business account: Open a no-cost business account with full access
to our suite of tools (All the tools in a personal account and special business
tools).
2. Access to credit: Need funding? Apply for loans directly within the app with
flexible terms and quick review.
- Commodity Financing: For traders, producers, and transporters of raw
materials.
- Inventory Financing: Stock up for the season without cashflow issues.
- Working Capital: Cover everyday operations and keep things running
smoothly.
- Invoice Discounting: Get paid on your terms—turn unpaid invoices into
working cash.
3. Settlement account: Choose where your funds go when you withdraw,
perfect for managing multiple accounts.
4. Staff permissions: Give your staff access to confirm customer payments
without sharing sensitive business data. Activate or deactivate staff access
at any time.

Built for Ease, Powered by Security
Katsu uses multi-step verification, PIN protection, and encrypted processes
to ensure your money stays safe. From onboarding to your day-to-day
transactions, every step is secure.
Ready to upgrade your banking?
Join other Nigerians who've made the switch to Katsu. Whether you're saving
for something special or growing your business, Katsu is here to help every
step of the way.
Download the app today and discover what banking should feel like.