We have prepared for the stable management of all self-employed businesses! You can get information about loan products that individual business owners can receive support from!
◈Government-supported business loans
-You can compare information on government-supported business loans at a glance. Find out quickly and easily through the personal business loan (government-backed loan) application notification app!
◈Would you like to learn more about individual business loans?
-We provide detailed information on self-employment loans from A to Z! Check out government-backed loan products and first-tier financial institution loan products as well!
◈Compare with individual business loan types
-How should I choose the personal business loan product I can receive? Quickly find out if you are eligible for a loan and find out the limit, interest rate, and period information!
◈Business types and differences
-Am I a new business owner or a regular business owner? Take a quick look at the types of businesses!
◈Credit loan/mortgage loan/guaranteed loan
-Don’t know the definitions of words such as credit loan, mortgage loan, and guaranteed loan? We've also organized explanations so you can understand them quickly without complicated searches!
◈Small business loan
-Among business owners, can small business owners also get loans? Check out the information on preferential interest rates and securing business operating funds!
* Loan interest rate: within 20% per year
* Delinquent interest rate is within 3%p of loan interest rate (within 20% per year)
* No other incidental costs such as handling fees
* Repayment period: Minimum 12 months ~ Maximum 60 months
* Repayment method: equal principal and interest repayment method, equal principal repayment method, lump sum repayment method at maturity
* No early repayment fee or early repayment conditions
* We do not charge any fees related to the loan as it is illegal to request or receive a brokerage fee.
* When taking out a loan, your credit rating or personal credit score may drop. Excessive debt is the beginning of suffering.
* The repayment period for products advertised on this site is all 60 days or longer, and the maximum annual interest rate is 20.0%.
* An example of the total cost of the loan is as follows:
When borrowing 1,000,000 won at an interest rate of 20.0% for 12 months, maximum annual interest rate: 20.0%, total repayment amount: 1,116,614 won (may vary depending on the loan product)
Our app does not represent the government and is intended to provide only quality information, so we do not take any responsibility.
Please check the source information related to the content within the app as listed below.
※ source
Information 1. https://www.kinfa.or.kr/index.do
Information 2. https://ols.semas.or.kr/ols/man/SMAN020M/page.do
