Get a loan at 0% instantly! Loan money without refusals and guarantors!
You have a minimum of effort, install our application, select an offer and give your consent, after 5 minutes the money is on your card.

Money is issued to any bank card around the clock.
Quickly get a loan of up to 40 thousand rubles with a passport or even faster - through the State Services with an increase in the limit by 10 thousand rubles.

Microloans on a card is a financial offer that is becoming increasingly popular due to the convenience and speed of registration. This platform is designed for comfortable selection of loans online and fast conclusion of a transaction. Here are the best online loans and offers from reliable and well-known financial institutions.


Getting a loan just got easier! Get a loan online at 0% instantly on the card, without inquiries and calls, you only need a passport. The probability of obtaining a loan without refusal is up to 98%, even if the credit history leaves much to be desired and there is no permanent income.

Our application contains the best MFIs that issue interest-free loans, such as: Need Money, Turbo Loan, Creditplus, Zaymigo, Webbankir, Credit7, Pay p.s., Loan online.

🔍Terms of receipt:
- The minimum loan repayment period is 62 days;
- The maximum loan repayment period is 365 days;
- The maximum annual interest rate, including the loan interest, as well as all other commissions and expenses for the year (Annual Percentage Rate APR) is 32%, and the minimum is 1%.
Annual interest for using the Credit - min 1%, max 32%.
- The minimum rate for using a loan per day is 0.01%;
- The maximum rate for using a loan per day is 1%;
- Penalty for delay: 0.1% of the amount of delay per day, but not more than 10% of the loan amount
- Other commissions or fees: none
- In case of a long delay in payment, information will be transferred to the CBI
- Extension of the loan is possible with timely informing the lender and payment of interest for the initial term of the loan, additional fees for extending the loan are not provided



🔍Example of interest rate calculation:
- The amount of the body of the loan - 20,000 rubles.
- Loan term – 100 days.
- Commission for using the loan: 0.08% per day, i.e. 16 rubles per day, or 2.4% per month (averaged for 30 days), i.e. 480 rubles per month (averaged for 30 days).
- The total amount of the commission for 100 days will be 1600 rubles.
- The total amount to be returned, taking into account the loan amount: 21,600 rubles.
- FLC - the full cost of the loan (FLC - Full Loan Cost) in percent is 29.2% per annum.


🔍Consequences of late loan repayment:
In case of violation of the terms of payment of an online loan, the amount of the penalty may be 0.1% of the total amount of delay per day, but not more than 10% of the total loan amount.


🔍Requirements for borrowers:
- age from 18 to 65 years;
- passport of a citizen of the Russian Federation.

List of credit institutions and MFIs:
● JSCB "Absolut Bank" (PJSC). License of the Central Bank of the Russian Federation No. 2306. Address: Moscow, Tsvetnoy Boulevard, 18;
● JSC TINKOFF BANK. License of the Central Bank of the Russian Federation No. 2673. Address: Moscow, 1st Volokolamsky passage 10
● PJSC CREDIT BANK OF MOSCOW. License of the Central Bank of the Russian Federation No. 1978. Address: Moscow, Lukov per., 2, building 1;