M-PAiSA – Your Mobile Wallet, Your Way

M-PAiSA by Vodafone is Kiribati’s trusted mobile wallet that lets you send and receive money, pay bills, buy goods, and make QR payments instantly — anytime, anywhere. Safe, fast, and easy to use, M-PAiSA helps you live a cashless lifestyle with just your mobile phone.

Whether you’re sending money to family, paying at shops, or topping up your phone, M-PAiSA gives you complete control of your money right in your pocket.
Key Features

Send & Receive Money – Transfer funds instantly to any Vodafone number.

QR Pay – Scan and pay at partner stores without cash or cards.

Bill Payments – Pay electricity, water, and other bills quickly and securely.

Top-Up Anytime – Recharge your number or someone else’s with ease.

Cash-In / Cash-Out – Access your funds through thousands of M-PAiSA agents.

Merchant Payments – Businesses can receive instant payments via QR.

Balance & History – Check your wallet and track your transactions anytime.

24/7 Service – Available day and night, all year round.

Why Choose M-PAiSA?

No bank account needed — register with your Vodafone SIM and ID.

Every transaction is PIN-protected and encrypted for safety.

Convenient access across Kiribati, including remote islands.

Supports government and social payments for faster, transparent delivery.

Backed by Vodafone’s reliable network and customer support.

Empowering Kiribati

M-PAiSA promotes financial inclusion by connecting people, businesses, and communities through secure digital payments. From market vendors and students to professionals and families, everyone can enjoy safe, cashless transactions without the need for a bank.

In partnership with MWYSSA, UNCDF, and Vodafone Fiji, M-PAiSA powers social benefit payments and merchant QR adoption to build a stronger, more inclusive digital economy.

Safe & Secure

Your money is protected by advanced Vodafone security systems. Keep your 4-digit PIN confidential, and you can trust that every transaction remains private and secure.

Get Started

Download the M-PAiSA App.

Register using your Vodafone number and ID.

Create your secure PIN.

Cash-in at any agent.

Start sending, paying, and shopping instantly.

Need Help?

Dial 100 for support
Visit any Vodafone Store
Follow Vodafone Kiribati on Facebook

M-PAiSA — Fast. Simple. Secure.
Go cashless today and experience the smarter way to manage money in Kiribati.