Welcome to LoanBloom, a digital platform developed by Konsala Super Technology Private Limited. The App facilitates convenient access to financial services in collaboration with its regulated lending partner S.B.N. Leasing and Finance Limited (https://www.sbnnbfc.com).
LoanBloom aims to make financial interactions simpler, safer, and more transparent through a digital process that respects user privacy and follows applicable guidelines.
Overview
LoanBloom is designed to help users manage their financial requirements in a structured and responsible way. The App enables users to submit information digitally, explore suitable financial options, and interact with licensed lending partners directly through a secure interface.
Key Features
Digital Access: Register and verify basic details within the App in a few simple steps.
Clear Information: Terms, charges, and repayment details are presented in an easy-to-understand format.
Secure Data Handling: Personal information is encrypted and processed in accordance with relevant data protection practices.
Partner-Based Lending: All credit-related services are provided by authorised and regulated partners.
User-Centric Design: The interface supports smooth navigation and clear guidance throughout each process.
Privacy and Data Use
LoanBloom respects your privacy and handles information with care. The App collects and uses personal data only for purposes necessary to deliver its features, such as identity verification, eligibility assessment, and account management.
Data is processed in compliance with applicable Indian laws and regulatory standards. Users can review full details in the in-App Privacy Policy and on the official website.
Responsible Financial Access
LoanBloom encourages responsible and informed financial decisions. Before proceeding with any financial request, users are advised to review all product details, terms, and repayment obligations carefully. The App does not promote over-borrowing or unsustainable financial behavior.

Eligible Loan Range: ₹3,000 to ₹100,000
Repayment Period: 90 to 210 days
Daily Interest: 0.05%
Service Fee: 2% of principal
GST Applicable: 18% on service fees
Annualized Percentage Rate (APR): 22% – 28%
Representative Example
For a loan of ₹60,000 over 210 days:
Interest: ₹6,300
Service Fee (2%): ₹1,200
GST on Service Fee (18%): ₹216
Total Charges: ₹7,716
Final Disbursed Amount: ₹60,000
Total Repayment Due: ₹67,716

How It Works
Download and open the LoanBloom App.
Register using your mobile number and complete KYC verification.
Explore suitable offers from regulated lending partners.
Select a preferred amount and tenure based on eligibility.
Funds are disbursed by the lending partner upon approval, directly to the verified bank account.
Repayment can be completed digitally through available in-App payment channels. Timely repayments may help users maintain a positive financial record.
Our Commitment
LoanBloom continuously works to enhance user experience, data protection, and process transparency. The platform operates as a technology service provider, offering secure digital access to financial products managed and disbursed by regulated institutions.
Our goal is to support users in building better financial habits and enable fair access to financial opportunities through compliant and responsible technology use.
Disclaimer
LoanBloom does not itself issue loans or determine lending terms. All credit facilities are provided by registered Non-Banking Financial Companies (NBFCs) in accordance with applicable laws. The App serves solely as a digital interface between users and financial service providers.
For any questions, feedback, or assistance, users can contact customer support through the App or the official website.