Advantages of Kopa Hela
1. 100% online process & 24x7 access to loans: Only with one mobile, Customers can apply a loan anywhere anytime.
2. High initial loan amount
3. Long loan tenure.

To get loan from Kopa Hela, users need to be:
1.A Kenya Citizen
2.Between 18-60 years old
3.With regular source of income

Product features:
1.Loans Amount: Kes. 2,000 to Kes. 100,000
2.Loan Tenure: 91 days ~ 365 days
3.APR: Up to 30%
4.Service fee: 1%~8%
Please be noted: No membership fees No Origination Fees No Rollover Charge No Transaction Fees.
Example: If the loan amount is ₹20,000 and the interest rate is 20% per annum with the tenure of 180 days, and the services fee is 6%, after deducting the processing fee, the interest payable is as follows:
Interest = ₹20,000 * 20% / 365 * 180 = ₹ 1973
Service fee = 20,000*6% = ₹ 1200
You will get ₹20,000 and should repay ₹23,172
The monthly payment would be ₹23,172 / 6 = ₹3862


Steps to apply a loan on Kopa Hela:
1. Download Kopa Hela App from google play store and install.
2. Register an account with your mobile number.
3. Fill in basic details.
4. After the submission, the final result will be shown in the APP. If approved, user will receive a text message via SMS and loan amount will be disbursed into the M-Pesa account.

Kopa Hela promises to keep users’ personal data safe.

Terms and conditions apply