Experience fully digital insurance for luxury items and collectibles - watch, jewellery, and handbag. Powered by your passion, built for real-time quotes, and free from hidden costs or complicated terms. Protect your cherished items with ease and confidence.


OUR APP


Quick Sign-Up: Register with just your name and email.

All Digital: Get instant quotes and insure your valuables and trips in the app. Zero paperwork needed!

24/7 Claims: File a claim anywhere, anytime.

Clear Coverage: Understand your insurance in under a minute with easy explanations of what’s covered.

Special Feature for Watches: The only app that offers automatic revaluation upon policy renewal, ensuring your timepieces are fully covered always.



WHAT SETS US APART


Flexibility: You can add or remove items to your policy anytime. If you add an item, you will be quoted a premium reflecting the period to the roll date of the policy.

Instant: Get quotes, purchase policies, and file claims easily!

Trusted: Backed by top industry players, providing all-risk and secure protection.


WHO CAN PURCHASE KOVERNOW INSURANCE

We are available to all legal residents of Hong Kong of legal age with valid documents stated below:

- Hong Kong Identity Card (HKID)
- Proof of Address


SEAL OF APPROVAL

KoverNow is a fully licensed agent (IA License No. GA1069) and a member of the FinTech Association of Hong Kong. All products are underwritten by regulated insurance carriers, ensuring your coverage is secure and reliable.



Luxury is in the details, and so is KoverNow insurance. Download the app today and get personalized, seamless protection for your most prized possessions!