Artha Niaga is an exclusive application for members. The owner of the Artha Niaga application is KOPERASI SAVINGS AND LOANS ARTHA NIAGA, and this program can provide online loan services to members of KOPERASI SAVINGS AND LOANS ARTHA NIAGA.
A modern financial solution designed to meet your daily needs and emergency situations. Get cash with fast funds directly disbursed to your account, without a complicated process.
Enjoy low interest and transparent interest, with light installments and flexible payments according to your ability. The whole process is easy & safe, without collateral and without additional fees.
Fast process, disbursed in minutes — apply now and experience a trusted loan experience.
About ARTHA NIAGA SAVINGS AND LOAN COOPERATIVE:
1.Only for member savings and exclusive member loan services
2.Registered with the Ministry of Cooperatives and Small & Medium Enterprises in Indonesia

Information details available at Artha Niaga
Online loan amount range: IDR 2,000,000-IDR 6,000,000
Online loan term: shortest 91 days, longest 180 days
Online loan interest: up to 18% / year (0.05% / day)
Other fees: no additional fees

Loan calculation example
If the user chooses a loan with a loan amount of IDR 2,000,000 and a term of 120 days (4 months), after passing verification and receiving IDR 2,000,000, Daily interest to be paid: IDR 2,000,000 * 0.05% = 1,000，monthly interest to be paid is: Rp2,000,000 * 0.05% * 30 = 30,000
120 days (4 months) total interest to be paid at maturity is: Rp30,000 * 4 = 120,000, and the amount of monthly payments is: Rp2,000,000 / 4 + 30,000 = 530,000, and the amount of repayment required for 120 days (4 months) is: Rp530,000 * 4 = 2,120,000

How to become a member of the cooperative?
Indonesian citizen;
Over 18 years old；
Have an ID card；
Have the same goals as the cooperative;
After making mandatory savings, Users can become members.

Advantages of ARTHA NIAGA SAVINGS AND LOAN COOPERATIVE
1. Obtaining varying operating income from year to year
2. Solutions for SMEs
3. Meeting the financial needs of cooperative members

How to use Artha Niaga
1. Download the Artha Niaga application on the Google Play Store
2. Fill in the information listed in Artha Niaga to find out your credit score
3. If your credit score is good, you are entitled to a superior funding limit

If Users need our help, please contact us via the email below
Email: [email protected]
Address: Jl. Raya Serpong km 8 no 18, Pakulonan, North Serpong, South Tangerang, Banten