Designed as a digital lending solution, Kreditone 1+ facilitates access to capital for Sri Lankan residents. It supports various financial requirements, including business expansion, retail operations, and pressing monetary obligations. The service offers round-the-clock accessibility via mobile, allowing users to evaluate and submit applications for tailored loan products at their convenience. An automated verification process ensures rapid responses and instant disbursement of approved funds to the designated account.

To get loan from Kreditone 1+, users need to be:
1. 18 years or above
2. Sri Lankan citizen
3. With regular source of income

How to APPLY
1. Download Kreditone 1+
2. Register an account with your phone number
3. Fill in basic information
4. Submit the application
5. Wait for approval

【Product Description】
Loan amount - 5000 to 85000 LKR
Loan term - 91 days to 365 days
- APR: 3% to 12% per annum
- Management Fee - 1% to 5%
Late Fees Late fees of up to 0.1% per day (up to 18% of the overdue amount) are charged. There are no other secret fees on your loan.
- Users will only be penalized for late payment of scheduled payments.

【For Example】
APR 12% (per annum) 5000 LKR loan with a term of 91 days
Loan interest = 5000LKR x 12% / 365 x 92 = LKR 151.2
Loan Fee = 5000 LKR x 3% = 150 LKR
Total loan = 5,000 LKR
The total loan amount is 4850 LKR (50,000 to 1,500 LKR).
The total loan that needs to be repaid is 5151.2 LKR (5000 LKR + 151.2 LKR).
- Repayment of 5151.2 LKR due

Security
At Kreditone 1+, the security of your data is of paramount importance. Your personal information remains strictly private and will not be disclosed under any circumstances without your explicit permission.

ADRESS:14F, World Trade Center Colombo, Colombo
Customer Service Email: [email protected]