PinjamAmanah – Official Online Loan Intermediary Platform
PinjamAmanah is a legal and regulated online loan intermediary platform (not a direct lender), which helps connect users with official financial institutions that are registered and supervised by the Financial Services Authority (OJK). We do not provide loans directly, but instead work with financial institution partners to provide loan matching services between IDR 500,000 to IDR 12,000,000. Fast process, without collateral, suitable for daily or emergency needs.
? Disclaimer
PinjamAmanah is not a loan provider, but rather a loan intermediary service platform. We do not guarantee loan approval. All lending decisions are completely determined by our partner financial institutions based on their policies and judgment. Please read and understand the terms and conditions of each partner before applying for a loan.
✅ Our Advantages
✔ Legal and supervised: Cooperate only with official financial institutions registered with the OJK.
✔ Transparent: All interest rates, fees and loan tenors are clearly explained with no hidden fees.
✔ Fast & Easy: Fast online application process, with efficient loan product matching.
✔ Professional Services: Our partners provide maximum customer support throughout the application process.
? Partner Loan Product Information
- Loan amount: IDR 500,000 – IDR 12,000,000
- Loan tenor: 91 days – 365 days
- Maximum annual interest rate (APR): 109.5% (all products follow OJK regulations)
- No hidden fees: All fees are displayed transparently by partners prior to application.
? Example of Loan Calculation (simulation)
If you apply for a loan of IDR 5,000,000 with an APR of 109.5% and a tenor of 180 days (6 months), then:
- Daily interest rate: 109.5% / 365 = 0.3%
- Monthly interest rate: 0.3% * 30 = 9%
- Total interest: IDR 5,000,000 * 9% * 6 = IDR 2,700,000
- Monthly installments: (IDR 5,000,000 + IDR 2,700,000) / 6 = IDR 1,283,333
- Total payment: IDR 5,000,000 + IDR 2,700,000 = IDR 7,700,000
? Simulation is for reference only. Final costs and loan terms may vary depending on the policies of each financial institution partner.
? Minimum Submission Requirements
✔ Have a valid KTP
✔ Have a steady income
✔ Have a bank account in your own name
✔ Minimum age 18 years
? User Privacy
We are committed to protecting user privacy. Your information is only used for identity verification, credit scoring, and loan matching. All data is encrypted and will not be shared with third parties without your consent. Please read our privacy policy for complete information.
? Contact Us
? Email: [email protected]
? Address: Skynindo Group Building Lt. 3, Jl. Dr. Susilo Raya No. 23, Grogol, District. Grogol Petamburan, West Jakarta, DKI Jakarta 11450
⏰ Service Hours: Monday – Friday, 08:00 – 18:00
? Privacy Policy: https://www.interglobalakses.com/#/privacy-policy