Important Things to Note About Credit salary Loan App
Loan Amount: Rs 5,000 to Rs 1,00,000
Minimum Annual Percentage Rate (APR): 6%, Maximum Annual Percentage Rate: 18%
Minimum repayment period: 90 days, Maximum repayment period: 24 months
Processing Fees: Max (₹150 + GST)
Late fee: In case overdue exceeds 30 days, you'll be charged Rs.120. Maximum late fee charged would be Rs.350 if overdue exceeds 90 days.

A representative example of the total cost of the loan:
✔ Amount Borrowed (Principal amount) = ₹14,999/-
✔ Interest Rate (APR) = 12% (on Reducing Principal Balance interest calculation)
✔ Tenure = 6 months
✔ Processing Fee (incl. GST) = ₹235
✔ Amount disbursed = ₹14,764
✔ Your EMI amount = ₹2660 (based on PMT method, sample monthly payment)
✔ Interest amount = ₹2660 x 6 - ₹14999 = ₹961 (sample interest calculation)
✔ Late Fee = ₹0 if paid on time
✔ Total Cost of Loan = Processing Fee + Interest Amount + Late Fee = ₹235 + ₹961= ₹1196
✔ Principal repayment amount = ₹14,999/- (same as amount borrowed)
✔ Total repayment amount = Principal repayment amount + Interest Amount = ₹14,999 + ₹961= ₹15,960

Why Credit salary personal loan app?

- Repay borrowed amount in affordable EMIs of 90 days to 24 months
- Get money in bank account within 24 hours
- Easy and convenient to use
- Get 24*7 access from anywhere and anytime.
- High amount loan approval rate.
- Immediate & Fastest personal loan approval.

Eligibility Criteria for a personal loan:

- You must be an Indian Resident.
- you must Have an active bank account.
- Your age must be 18 or Above 18 years old.
- you must have Valid Document ( Aadhar card, pan card, etc. )
- Your monthly income Should have ₹12,000 or more.

How to avail Instant Credit / Personal Loan by using Credit salary App
1. Install Credit salary- Instant Personal Loan App
2. Register with your mobile number
3. Upload KYC documents and check your personal loan eligibility.
4. Accept the offer and get an instant approval for your loans.
5. Post-approval loan amount will be credited to your account instantly

Contact Us :
Customer Care Number: 022-499236858
Feedback Email: [email protected]
Regarding Interest rate, Time Period or Repayments, etc: [email protected]