Experience Southeast Asia's premier online Buy Now Pay Later platform! Now available in the Philippines, Kredivo empowers you with instant access to flexible loan solutions right from your mobile device. Our cutting-edge loan app revolutionizes shopping, bill payment, cash loan and financial management—no credit card needed! Enjoy unbeatable low interest rates with our online loan app and seize control of your financial destiny today!

What Kredivo Offers:
• Transact on QRPh and Paylater: Experience the freedom to shop at over 600,000+ merchants across the Philippines! Walk into any store, pay effortlessly with Kredivo. Shop without the pressure of an immediate payment with our purchase now pay later feature.
• Cash Loan: Need quick cash? Instantly withdraw up to PHP 30,000 directly into your bank account with our quick loan app feature! Whether it’s an unexpected expense or an urgent purchase, our cash loan comes with competitive low interest rates, ensuring you get the financial boost you need without breaking the bank. Kredivo is your go-to low interest loan app!
• Bill Payment: Take control of your life by paying your electricity, utility, mobile, and more bills—all in one seamless app! Forget the long lines and hassles; with Kredivo, you can manage your payments now and budget for later, all while doing so at 0% interest rate through our legit online lending app.

Quick and Easy Registration:
Getting started with Kredivo is a game-changer! Download the app and complete your registration in just 5 minutes. Be approved in minutes and be ready to use Kredivo anywhere you like across the country! Plus, repaying your outstanding balance is effortless with multiple online and offline payment options, choose what works best for you—whether it’s through our app, via bank transfers, or in-store payments.
How We Stand Out:
With our revolutionary “buy now, pay later payments” feature, completing your purchases takes just a few clicks! Plus, we offer some of the lowest interest rates in the market, making it easier than ever to manage your finances.

How We Are Secured:
Your security is our highest priority. With state-of-the-art encryption protecting your data, you can shop with complete peace of mind. Kredivo is fully regulated by the Securities and Exchange Commission (SEC Reg. Number: CS201905678), guaranteeing that your information is not just safe but also backed by a trusted authority. Trust in our legit online lending app!

Information about the cost of your installment plan:
• Monthly interest rate ranges from 0% to 3.99%
• Annual Percentage Rate (APR) of our installment plans ranges from 0% to 111.4%
• Service charges range from 0% - 4%
• Cash Loan amounts up to ₱30,000
• Product purchases with installments available up to 12 months (Note: Cash loan installments only available for 6 months)

Representative example of the total cost of a QRPh Scan-to-pay loan (basic users):
• QRPh Scan-to-pay, 3 Month Installment plan for ₱3,000.
• When conducting a QRPh transaction for a product priced at ₱3,000, we will disburse the payment directly to the merchant.
• You will need to repay in 3 monthly installments of ₱1,153.29.
• In total you will need to repay ₱3,459.87 which includes ₱3,000 Principal, ₱369.87 Interest and ₱90 Service Charge

Warning: Borrow only as much as you need and can afford to repay.

KREDIVO PHILIPPINES LENDING CORP. - KREDIVO PH is regulated by the SEC (8818-5990 or [email protected].) SEC Reg. No. CS201905678, CA No. 2936 (27 May 2019). Please read the terms and conditions carefully before proceeding with a loan.

For inquiries or feedback, reach us at [email protected] or call (+632) 8841 7920.
Business Address:
KREDIVO PHILIPPINES LENDING CORP. (KREDIVO PH)
West Tower 2106A Tektite Towers
Exchange Road Ortigas Center, Pasig City
Join Kredivo today and experience the freedom to shop smart!