Get fast approval and instant financing disbursed to your account whenever you need it!

FLOOSS is Islamic finance provider in the Kingdom of Saudia Arabia. If you are 21 or older, employed, and a resident of Saudi Arabia, apply today and enjoy a seamless and enhanced financial journey.

Shari'a Compliant Profit Specifications for Personal Financing:
•Murabaha Margin 16%-50%
•Maximum Finance: 20000 SAR
•Minimum Finance: 1000 SAR
•Max Financing Duration: 24 Months
•Minimum Financing Duration: 2 Months
•Maximum Annual Percentage Rate APR: 35%

Islamic Financing Eligibility:
• Employed or Retired
• Age 21 to 64
• Saudi OR Saudi Arabian Resident

Finance Features:
• Licensed by the SAMA as a Sharia Compliant Financing Company
• Fast Approvals
• Easy Application Process
• Instant Money Disbursed
• Repayment period up to 18 months
• Paperless Application
• No Hidden Charges

Documents required to apply:
No Documents required
Fees and Charges:
Murabaha Margin 16%-50%
Admin Fees 1%
VAT (15% from the Admin Fees)
Liability Letter Fee - 0
Financial Statement - 0
Early Settlement - 1% of the outstanding credit facility amount.
Late Payment Fee - 0
Release Letter Fee- 0 (No Obligation Letter)

Here is a representative example of how APRs and fees are calculated:
A loan of 1000 SAR taken out for 7 months with a 16.25% APR will cost you:
• Total charge for loan: 1000 SAR * 0.1625 (16.25% APR) = 162.5 SAR
• Total amount you repay: 1000 SAR + 162.5 SAR = 1162.5 SAR
• Total Admin Fee VAT Payment = 10 SAR
• Total one time VAT Payment = 1.5 SAR
• Monthly payment: 1172.5 SAR / 7 months = 167.5 SAR

Contact Us:
For inquiries or help, contact us at [email protected]