Finally, a way out of credit card debt.
Avoloan helps you refinance your existing credit card debt into a single, lower-interest loan with one monthly payment and a clear debt-free date.
If you’re feeling stuck making minimum payments or overwhelmed by high APRs, Avoloan is built to give you a smarter, simpler path forward.
how it works
1. Apply through the app. We made it secure and simple
2. We review your credit card balances
3. You get an offer with a lower interest rate
4. We pay off your credit cards directly
5. You make one monthly payment to Avoloan
your debt-free date, from day one
No more guessing. With Avoloan, you’ll know exactly when you’ll be debt-free. and what it’ll take to get there.
stop overpaying interest
The average credit card APR is over 20%. That means your debt is growing faster than you think. Avoloan helps you reduce that rate and take back control.
safe, secure, and easy
We use encrypted technology and industry-best practices to keep your personal data protected at every step.
who we help
Avoloan is designed for real people: busy professionals, young families, recent grads, and anyone who wants to stop living under the weight of credit card debt.
Whether you’re refinancing $5,000 or $25,000, we’re here to make the process clear and stress-free.
avoloan is not a bank. we don’t issue credit cards. we’re a refinance platform focused on helping people turn revolving debt into a structured plan with a real finish line.
get started today
Take control of your financial future with a lower rate, less stress, and one step closer to freedom.
Avoloan offers fixed rates from 8.89% to 18% APR (Florida only) on loans from $5,000 to $25,000.
You can choose a repayment term from 6 to 60 months.
For example, borrow $10,000 for 36 months at 15% APR, and your monthly payments would be $346.65. That’s $12,478 total over the life of the loan.
Heads up: late payments or additional charges and fees may increase your total loan cost. Bank fees for wire transfers may also apply, and your bank may have its own fees too.