You can receive a loan in your bank account, for this you have to install the application, share personal and contact information and the account number to receive the transfer, the loan processing does not take more than 3 minutes. Everything is done online. Loans directly to your account without queues and printed contracts. Applying for our loan is easy, you only need a DNI or NIE, mobile phone, email and account number.

By installing the Kviku - online loans application, you can count on:
• Take an instant online loan anywhere in Spain and regardless of the time;
• Make loan payments online through the app;
• Control the terms and repayment operations of your credit;
• Participate in free Kviku promotions and receive gifts;
• Have all the terms, contracts and agreements of a microloan on hand.

Who can apply for a loan online?
• citizen of Spain over 18 years of age;
• no income certificate, guarantor or pledge is required;
• You can work informally or on your own to obtain a loan. Work experience is not important to us.

Loan Terms
Loan amount: from 25 to 1000 euros
Loan term from 61 to 120 days
Interest rate per day: 0 to 2%
Maximum annual interest rate: 730%
As of 03/02/2023, the maximum provisions under the loan agreement cannot exceed 200% of the loan amount issued.

An example of how to calculate the interest rate on a loan
Amount of interest accrued per day: 150/100*2=3 EUR
The amount of interest charged during 90 days of use of the loan will be 191 euros (127%, taking into account the reduction of the debt balance when paying according to the payment schedule)
Amount to be returned: 150+191=341 euros.

Kviku Spain S.L. is one of the largest online loan companies in Spain. All information about the company is available on the official website kviku.es. Online Loan via Kviku App – Online loans are a quick solution to urgent financial problems. Online microcredits are available 24 hours a day.