You can receive money on your bank card, for this you need to install the application, enter your data and the card number for the transfer, the time for processing a microloan is no more than 3 minutes. The entire procedure for processing a microloan is online. Cash microloans to a card without queues and paper contracts. It is easy to apply for a mobile microloan - you only need an identity card, a mobile phone, an email and a personalized bank card.
By installing the Kviku application - online microloans to a card, you get a number of opportunities:
• Take an instant online microloan anywhere in Kazakhstan and at any time of the day;
• Make payments on a microloan online through the application;
• Monitor the terms and operations of repayment of microloans;
• Participate in free Kviku promotions and receive gifts;
• Keep all the terms, contracts and agreements on the microloan at hand.
Who can take an online microloan?
• a citizen of Kazakhstan aged 18 years and older;
• no income certificate or collateral required;
• to receive a microloan, you can work unofficially or for yourself. Work experience is not important to us.
MINIMUM microloan repayment period: 61 days
MAXIMUM microloan repayment period: 365 days
ANNUAL EFFECTIVE RATE OF REMUNERATION can range from 0.01% to 45.74% per annum depending on the individual scoring of the Client and the type of microloan.
RATE OF INTEREST can be from 0.01% to 37.96%
MINIMUM AGE for receiving a microloan is 18 years
MINIMUM microloan amount is 10,000 tenge
MAXIMUM microloan amount is 500,000 tenge
When calculating interest for using a microloan, the number of days in a year is taken to be 365.
When calculating the microloan schedule, the generally accepted annuity formula is used.
EXAMPLE OF CALCULATION OF A MICROLOAN:
if you take 100,000 tenge for 90 days with a regular payment every 15 days and an annual percentage rate of 45.74%, the amount of the regular annuity payment will be equal to 17,595.23 tenge. In total, you will need to return 105,571.38 tenge.
LLP "MFO" MFO№1 "is one of the largest online microcredit companies in Kazakhstan. License number 02.21.0093.M dated September 27, 2021. All information about LLP "MFO" MFO№1 "is presented on the official website kviku.kz. Online microcredit through the Kviku application - microloans to the card - this is a quick solution to urgent financial problems. Online microloans around the clock.
