1. Application Description
APP is a flexible and convenient credit financial application, designed by LC TRADING AND SERVICES CO., LTD. specifically for the individual market in Vietnam. The application strictly complies with Vietnam's financial management regulations, ensuring the safety of each of your loans

2. Product advantages
Who can apply
We always adhere to the principles of equality and respect. Based on your good credit history, income level and profession, we are committed to providing quality services.

Simple, flexible money receiving operations
Using an AI smart approval system, providing an efficient and convenient service experience - approval in just 60 seconds, flexible disbursement

Personalized product solutions
We will provide a suitable product package based on your credit status. The specific solution will be determined by the smart evaluation system, providing a more suitable and closer experience to you.

Personal Information Security
Your information is only used for risk management purposes. We provide comprehensive protection so you can borrow money with peace of mind.

Product details are as follows:
Credit limit: 1,000,000 VND - 50,000,000 VND
Loan term: 3 - 12 months
Annual interest rate: Maximum 36%

3. Loan example
If you borrow 50,000,000 VND for a term of 4 months, pay in installments in 4 installments, with an annual interest rate of 18% (depending on the actual appraisal results), the repayment plan is as follows:

Total interest:
50,000,000 * 4/12*18%=3,000,000 VND
Interest per month:
3,000,000 /4=750,000 VND
Amount to be paid per month:
50,000,000 /4 + 750,000 =13,250,000 VND
Total Amount to be paid:
50,000,000 + 3,000,000 = 53,000,000 VND

4. Loan conditions
To ensure legal and safe loan services, the registration conditions are as follows:
1. Be 18 years old and have full civil capacity.
2. Vietnamese citizen.
3. Own a valid Vietnamese bank account to receive and pay the loan.
4. Have a stable source of income to ensure the ability to repay the loan on time.

5. Why choose us?
We are committed to becoming a legal, safe, stable, transparent and trustworthy credit service provider.

Focus on building flexible and convenient loan solutions, making borrowing money easier and more secure.

Whether you need to spend on daily life, emergency expenses, or temporary management, we always appreciate and understand every little need.
Professional service, building trust - bringing emotional financial solutions is our sustainable commitment.

Through legal compliance and smart risk control system, we bring clear and transparent loan process, effective approval mechanism, and flexible disbursement service.
Information security, convenient loan experience and your financial stability are the long-term service commitments that we always pursue.

5. Customer support
If you have any questions or needs, please contact us at any time via the contact information below.
Company Name:LC TRADING AND SERVICES COMPANY LIMITED
Company Address:No. 038, Nguyen Cong Hoan Street, Lao Cai Ward, Lao Cai City, Lao Cai Province, Vietnam
Email: [email protected]
Hotline: (+84) 898878964
Website:https://www.lcfinvn.com/