Lemo Crédito Cash: Product Overview

Lemo Crédito Cash is a mobile app specializing in personal consumer loans. The platform is based on high-security data encryption and privacy protection mechanisms, ensuring a secure and reliable experience for users throughout the application and use process.

Compared to traditional financial channels, Lemo Crédito Cash places greater emphasis on flexibility and efficiency. Through a simple application process and an intelligent risk assessment system, it offers users tailored loan solutions that help them more easily obtain the funds they need, whether for their daily lives or in case of emergencies.

Loan Product Disclosure

Loan Amount: USD 100 – USD 5,000

Loan Term: 91 – 365 days

Annual Percentage Rate (APR): 12% – 20% (depending on the applicant's credit profile)

Fees: No hidden fees or prepayment penalties

Calculation Example

If you apply for a USD 1,000 loan with a 120-day term and a 20% APR:

Interest = 1,000 × 20% × (120 ÷ 365) ≈ USD 66

Total Due = USD 1,066

Approximate Monthly Payment = USD 266

All loans comply with current regulations

Application Requirements

1. Be over 18 years of age.

2. Possess a valid ID and a local bank account.

3. Have a stable source of income.

4. Product Features

High flexibility: Covers short-term liquidity needs and medium- to long-term consumption needs.

Simple operation: The application process is completed online, without complicated procedures.

Guaranteed security: Uses advanced security technology to protect user information.

Person-centered approach: Prioritizes the user's ability to pay, avoiding over-indebtedness.