Get instant and flexible loans within minutes to your wallet or banks; the choice is yours. With our user-friendly interface, your applications are quick and CRedit is instant.

You can rely on us to give you that financial freedom you deserve; Savings or Loans, either way, it's a win.

Loans:
Getting a loan has never been this easy; In 4 quick steps, you're there.

* Download the app
* Create an account.
* Apply for that loan
* Receive your loan straight into your wallet or bank account

Another fun fact is that you are able to increase your loan limit every time you repay a loan promptly.

Because we operate 24 hours every day, you can apply anytime, anywhere, and be sure to get your loan instantly.

RATES AND FEES
Our loans range from N5,000 to N50,000 and the permissible age limit to apply is 21 years. The loan tenor can be between 90 to 180 days. Interest rates range from between 4.5% - 35% with an equivalent monthly interest of 5%- 29%. An APR of 29% to 365%.

A typical example is this:
If you choose to get a 6-month loan of N5,000, LibertyCRed charges an interest rate of 4.4% per month which would amount to 26.4% for the tenor. We would charge you N1,320 as the interest of the 6-month period so that your total repayment is N6,320.

- We require no collateral, guarantors, or documents. All you need is to download our LibertyCRed app on your mobile phone.

- We cater to all categories of loan requests. Whether you are self-employed or a salary earner, our loans are readily available to help meet that immediate need.

Savings:
Now there's an easier way to save. LibertyCRed helps you structure your savings regularly or gives you the liberty to save manually when you have extra cash.

To get started;

* Create an account
* Create a savings plan
* Save periodically or manually
* Earn compounding interest daily

Why Save on LibertyCRed?
- Make withdrawals from your plan on or before the maturity of the plan. Withdrawals are free if they are made after maturity but you may forfeit part of the interest earned if a withdrawal is made before the maturity date.

- Stay disciplined on your savings. Lock your savings plan for a minimum of 30 days or longer and enjoy daily compounding interest.

- Save on your own terms with flexible plans. With LibertyCRed, you can save on a regular basis, fix a certain amount of money for a particular period, or save without earning interest.

- Never worry about your interests, we offer you daily compounding interest on your savings. The interest on your savings is credited to your wallet daily.

- Your data and money are secure in our hands as we partner with a PCI-DSS-compliant payment processor to handle all your card details.

24/7 Support
We are always ready and excited to help you achieve your financial goals! If you have any feedback, questions, or concerns, please reach out to us via mail at [email protected] or via

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