Liquify redefines financial access by offering a seamless way to unlock instant funds against your mutual fund investments. Without liquidating your assets, you can meet your financial needs while allowing your investments to grow. Our fully digital process ensures funds are at your fingertips—fast, secure, and completely paperless.
What Makes Liquify Unique?
• Maximum Annual Percentage Rate (APR) at 10.3% per annum
• Transparent fee structure with no hidden charges
• Flexible loan tenures of 12 months or 36 months with structured monthly repayments
• Pay interest only on the amount withdrawn
• Completely digital - no paperwork involved
• No prepayment or foreclosure charges
Eligibility Requirements
• Loans are exclusively available against mutual fund investments (Secured Loans)
• Age: 18 to 65 years
• Minimum investment: ₹50,000
• Must be an Indian resident
Note: These are secured loans against mutual funds, not unsecured personal loans
Use Your Loan for What Matters Most:
• Handle medical emergencies with ease
• Fund business growth or working capital
• Renovate your dream home or plan a family wedding
• Support education or embark on your travel goals
• Consolidate debts for better financial management
With Liquify, you can borrow up to ₹2 crores with structured monthly repayment plans spanning 12 to 36 months. All loans come with clearly defined repayment schedules that extend well beyond 60 days.
How It Works – 4 Simple Steps
✅ Check Loan Eligibility: See your credit limit instantly
✅ Pledge Your Investments: Secure your mutual funds digitally
✅ Complete Digital KYC: Verify your identity in minutes
✅ Withdraw Funds: Get cash in your account within hours
Documents Required for KYC
✅ Aadhaar card
✅ PAN card
Example Calculation (12-month tenure)
• Loan Amount: ₹1,00,000
• Maximum Annual Percentage Rate (APR): 10.3%
• Tenure: 12 months with mandatory monthly repayments
• Monthly Payment Breakdown:
- Interest: ₹860
- Principal: ₹8,334 (equal monthly installments)
• Processing Fee: ₹999 + GST (one-time)
• Total Annual Cost of Credit (Example):
- Total Interest: ₹10,300
- Total Principal: ₹1,00,000
- Total Processing Fee: ₹999 + GST
Disclosures:
• All loans are secured against mutual fund investments
• Maximum Annual Percentage Rate (APR) (including all fees and charges): 10.3%
• Clear monthly repayment schedule
• No hidden charges
• Regulated by RBI guidelines
• All rates and fees are transparent and disclosed upfront
About Liquify
Liquify is a regulated fintech platform that enables individuals to unlock quick funds by borrowing against their mutual fund investments. We follow all RBI guidelines and maintain complete transparency in our lending practices. Our goal is to provide responsible lending solutions while ensuring your investments continue to grow. Our platform keeps the entire process simple, secure, and fast, making financial flexibility more accessible to everyone.
Our Lending Partner: Bajaj Finance Limited (RBI Registered NBFC)
🌐 Website: https://liquify.in/
🔒 Privacy Policy: https://liquify.in/privacy-policy/
📧 Reach Us:
[email protected]
Download Liquify today and turn your investments into instant cash!