Livo – Smart, Private Expense Manager

Livo automatically tracks your expenses by securely reading bank & UPI SMS alerts on your device. No manual entry, no data sharing — your financial data stays offline and private.

Core Features

Automatic expense tracking from SMS (bank, UPI, credit card)

Works offline, financial data never leaves your phone

Smart reminders for bills & payments

Simple budgets to control spending

Visual reports to understand your money

Privacy First
Only financial transaction SMS alerts are used. OTPs and personal messages are ignored. No financial data is uploaded, sold, or shared.

Why Livo?
SMS alerts are the most convenient way to track money automatically. With Livo, you get accurate, real-time expense tracking — while staying private.

And beyond tracking, Livo helps you achieve your financial goals — whether it’s saving for a vacation, repaying a loan, or building better money habits.