DineroCop offers 7/24 unsecured online loans to ordinary borrowers in Colombia. Our application process is 3 easy steps: Users can apply online and get up to 1,200,000 pesos with deposit in 30 mins. We provide flexible payment options and a customer service team available to help. Request a loan at DineroCop and solve your financial problems today!

[Our advantages]
💰 We offer personal loans with lower interest rates for all people who need assistance in emergency situations.
📱 Downloading the application is very simple and once downloaded, users will be able to request immediately from anywhere, at any time and without the need to queue or wait for long approval processes.
🛡 In addition, we protect the personal information of all users. We are committed to maintaining the confidentiality of data and will never provide your users' information to third parties without your permission.

[Requirements to order]
1. Colombian resident with Citizenship Card
2. Over 18 years of age.
3. Have a mobile number and stable income.
4. Have a Bancolombia, Nequi, etc. bank account.

[About your loan]
-Older than 18 years
Loan amount: from COP $100,000 to COP $1,200,000 pesos;
Terms: from 91 to 120 days;
Interest rate: 0.06% per day (maximum annual interest rate is 24%, equivalent monthly interest rate of 1.8% only);
Platform: It is a COP $300,000 service which can be used optionally by our clients, which will allow them to save money and time in necessary document procedures and on which they will be able to receive promotional discounts in a range of COP $10,000 to COP $290,000 that correspond to discounts such as financial inclusion;
Value Added Tax (VAT): 19% VAT is applied on the commission in accordance with Colombian policy and laws;
APR: up to 85.69%(TEA).
Example
For example, for a 91-day loan of COP $500,000 (at an annual interest of 24%). The monthly payment will be COP $40,881 (EMI) and the total amount of payments will be COP $546,575;
Interest: COP $500,000 * 24% / 365 * 91 = COP $29,915;
Platform: COP $300,000; Discounts: COP $286,000; Platform Fee: COP $300,000 - COP $286,000= COP $14,000;
VAT: 19% * Platform= 19% * COP $14,000 = COP $2,660;
The total amount to be paid = loan amount + Interest + commission + VAT = COP $500,000 + COP $29,915 + COP $14,000 + COP $2,660 = COP $546,575;
EMI = COP$40,881;
APR = This would translate into a TEA (Effective Annual Rate) of 85.69%.

[Payment Methods]
We have several payment methods PSE Colombiano / Nequi / Efecty and you can choose the method that best suits you.

[Privacy]
When you download DineroCop, we will ask your permission to access information on your phone to verify your identity and determine if you are eligible for one of our members.
We never share or disclose our clients' data to third parties without their consent and we only do so when necessary to provide our services or for legal reasons. Our Privacy Policy is available on our official website and details all the measures and resources we take into account to guarantee the privacy of our clients.
If you have any questions or concerns about our Privacy Policy, do not hesitate to contact us by email. We will be happy to assist you at all times and do everything possible to protect and safeguard your personal data from any form of threat.

[Contact information]
Email: [email protected]

Company address: Carrera 72a #62f-33, Bosa, Bogotá
Our working hours are:
Monday to Friday: 8:00 - 17:00
Saturday and Sunday: 8:00 - 14:00