Why choose Nicekash?
1.Limit range from NGN6,000 to NGN600,000.
2.Flexible repayment with 91days ,120days, 180days and 365days.
3.No collateral.no paperwork, safe and easy to apply.
4.Diversified products, free transaction fee, no hidden fees.
5.Seamless repayment help to build up credit record for better loan budgets
6. All data are encrypted and transmitted safely.


Nicekash Loan Product:
Loan term: 91days ,120days, 180days and 365days.
Loan Amount: from NGN 6,000 to NGN 600,000.
Interest Rate: from 25% to 39% APR. Our interest rate is calculated on a daily basis.

An example of Nicekash loan
A loan with amount of NGN 100,000 and a total term of 91days
Received loan amount is NGN 100,000
Loan amount = NGN 100,000
Loan term = 91 days
Interest rate (APR) = 28%
Total interest = NGN 7078
Total repayment amount = NGN 107,078

Application steps to get your loan
1.Prepare your phone with good network condition, download and register an account.
2.Fill the personal information,
3.Choose your preferred loan product
4.Submit loan application with input password as final confirmation.
5.Get your loan disbursed into your bank account.

Applicant requirement:
1.Have a personal bank account
2. 20 - 60 years old
3. Nigerian citizens
4. Have regular income

Contact us
1. We are available 24/7 to assist you with your request.
2. Contact us via Email: [email protected]