Personal Loan from ₹ 50,000 to ₹ 5 Lakh for 62 days to 15 months at 0 - 14% p.a.

Loan Saathi is an instant personal loan app trusted by 24+ lakh Indians. Avail personal loans starting from ₹ 50,000 to ₹ 5 Lakhs, as per your approved credit. On approval, get a direct bank transfer within minutes.

Get approved for personal, salary loans & EMIs with minimal documentation & small transaction fees.

Loan amount: From ₹50,000 to ₹500,000
Interest rates: From 0% to 29.95% per annum
Tenure: 62 days to 15 months


Why use Loan Saathi Loan App to avail personal loans?

✔ Instant loan approval : Instant personal loans are approved within 15 minutes from registration to direct bank transfer.

✔ Shopping EMIs : Avail online purchase EMI loans for categories like fashion, electronics, travel, furniture & more.

✔ Transparency with customers : Loans from RBI certified NBFCs/Banks are made available to our customers.

✔ Flexible Interest rate : Varied interests starting from 0% to 29.95% per annum.


Types of loans :

👉 Flexi Personal Loan - Avail small loans ranging from ₹50,000 to ₹100,000 with short repayment tenures (62 days to 6 months). One requires a PAN Card and address proof to benefit from a flexible loan option.

👉 Personal Loan for Salaried - Avail salary loan options starting from ₹50,000 to ₹5 Lakhs with tenure ranging from 3 to 15 months. All you need is PAN Card, address proof and salary proof to apply for salaried loans.

👉 Online Purchase Loan - Loan Saathi comes with a Buy Now, Pay Later EMI option. In such loans one avails E-vouchers from Loan Saathi Instant Loan App which can be used to purchase on partner platforms like Flipkart, Amazon, Myntra, Nykaa, Make my trip & more.

Personal Loan for Salaried (Example) :

Loan amount: ₹ 50,000
Tenure: 12 months
Interest Rate: 20% per annum
Processing Fee: ₹ 1,250 (2.5%)
New customer onboarding Fee: ₹ 200
GST on Processing and Onboarding Fees: ₹ 261
Total Interest: ₹ 5,581
EMI: ₹ 4,632
APR: 23.2%
Loan amount is ₹ 50,000. Disbursed amount is ₹ 48,289.
Total loan repayment amount is ₹ 55,581.


Flexi Personal Loan (Example) :

Loan amount: ₹10,000
Tenure: 3 months
Interest Rate: 27% per annum
Processing Fee: ₹ 500 (5%)
GST on Processing Fees: ₹ 90
Total Interest: ₹ 453
EMI: ₹ 3,484
APR: 47%
Loan amount is ₹ 10,000. Disbursed amount is ₹ 9,410.
Total loan repayment amount is ₹ 10,453.


Eligibility :
1. Applicant should be an Indian resident
2. Above the age of 21 years
3. Should have monthly source of income


How to get started :

1. Install "Loan Saathi - Instant Loan App"
2. Create your account
3. Fill your basic details to check first level eligibility
4. Upload KYC documents - ID, Address Proof & PAN card
5. Avail Loan as bank transfer or E-voucher as per your request.

Fees & Charges :
Interest rates range from 0%-29.95% with equivalent annual interest rate of 0%-7.5% only.

A small processing fee is charged for loans :
0 - 3% charged for low risk customers
2.5% - 7% charged for high risk customers*

The APR for different personal loan products:
low risk customers is 0%-14%
medium risk customers is 15%-24%
high risk customers is 25%-30%
Very high-risk customers are 31%-36%

*The charges and repayment tenures vary based on creditworthiness and repayment ability of the customers. Penalty is charged only when someone delays their scheduled payment.


Queries?
Mail: [email protected]