Our LOANS app is quickly becoming the most popular personal loan app available. See why we have millions of happy customers!

Take a Step Towards Your Goals with a Personal Loan
We offer access to more lending partners than any other loan app

A simple way to build your future
● Low fixed rates
● Affordable monthly payments
● No prepayment fees


How it Works:
● Check Your Rate
● Apply online in minutes and see your rate with no obligation or impact to your credit score.
● Choose Your Offer
● Review multiple loan options and decide which offer is best to help you achieve your financial goals.
● Fast Funding
● Accept an offer and we’ll send your money to your bank account within a day of clearing necessary verification.

Why Consolidate Your Debt or Refinance Your Credit Cards with a Personal Loan?

Take Control - Streamline multiple payments into a single monthly payment that’s easy to manage and pay off.

Lower Your Rate - Eliminate high-interest debt and credit card payments with a lower rate.

No Surprises - Get a fixed rate that won’t ever change. Be confident that you know how much you’re paying each month.

Get Out of Debt Faster - Find the relief of a clear payoff date that you can circle on your calendar.

Connect with a Helpful Lender through our LOANS app. We're Committed to Service, Speed & Security!

Our loan app readily serves your need to connect with a lender. The process takes only a few minutes. Fill out our secure online form and we send an encrypted copy to an authorized lender to approve. Once you submit your information, you will be redirected to the lender's website where you can review the terms of the loan, including details about all the applicable rates and fees. If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next business day.

Your Loan, Your Business

We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc. Whatever your reason, we respect your privacy. Thus, we work with lenders familiar with your situation and are ready to help.

Requesting a loan is easy with Bad Credit Loans. Fill out one easy form using our simple loan app and your inquiry will be submitted to our large network of lenders. You can have a response from one of our lenders the same day, and often within minutes. The lender will deposit money directly into your bank account as quickly as the next day.

Quick Inquiry Process

Through our secure technology, we will find a lender in our network that is willing to take work with you based on the information you submit. Once we have a lender ready to work with you, that lender will contact you to get any additional information they might need.

Cash Sent Directly To You

After your lender has taken and approved your request, cash will be deposited directly into your bank account. That means you don’t have to take a trip to the bank to endorse and deposit a check or pay check-cashing fees.

Private And Secure

We use industry-recognized security and advanced encryption technology to protect your personal information.

Automated Repayment

If you authorize your lender to take payment via automatic withdrawals (known as "ACH transfers"), then your loan payments will be paid automatically directly from your bank account. This means each payment will be on time and you won’t have to worry about missing any payments or incurring any late fees.

LOANS Truth In Lending Act (TILA) Required Statements:

Min. Repayment Period: 61 Days
Max. Repayment Period: 366 Days
Min. Annual Percentage Rate (APR): 4.98%
Max. Annual Percentage Rate (APR): 32.11%

Example of Actual Loan Cost:
Loan Amount: $2,000
Repayment Term: 12 Months
Interest Rate: 23.1%
Loan Initiation Fee: $45.00
Payment Every Month: $197.52
Total Loan Cost: $2,242.65