1.Online application with high loan amount up to ₹ 20,000
2.Low interest rate: annualized rates between 18% and 10%
3.Loan term: 91 days - 180 days
4.Age requirement must be age 18 or above
5.Example: If loan amount is ₹50,000 & interest is 10% per year with tenure of 91 days; after deducting any other fees
Interest = ₹50,000 x 10%/365 x 91 = ₹1246

Get a loan with zero collateral and low interest rates. Loan Time evaluates the customer’s credit standing based on big data and offers the most suitable loan products, and related services through intelligent matching, offer you the benefits of an easy personal loan. Borrow any amount starting from ₹5000 to ₹2000 and transfer the amount directly to your bank account.

How is Loan Time different from any other traditional Indian personal loan app?
1.You just need to complete the personal credit certification within three steps;
2.Our system gives you an instant loan online with a 100% paperless process, no bank visit;
3.Once you have passed our credit certification, you can come to us at any time for the remaining loan


Security & Protection of Privacy
Data security & privacy is a top priority at Loan Time. Our back-end APIs comply with mandated security standards and robust protocols which have been tested and certified by our partner bank’s IT team.

Download our app now and have a fun journey of borrowing money!