Nilachol is a cooperative micro-finance mobile application designed for the members of Nilachol Kshudro Byabosayee Samabay Samiti Ltd. The app helps members easily view, track, and manage their financial activities such as savings balance, loan outstanding amounts, DPS/FDR account status, transaction history, and account statements — all from a single, secure mobile platform.

Nilachol is built to promote transparency, accountability, and financial awareness within the cooperative community. By giving members access to real-time financial information, the app supports responsible savings habits, improved financial decision-making, and sustainable economic growth for small business entrepreneurs.

⭐ Key Features

View savings balance and contribution history

Check current loan outstanding and repayment progress

Track DPS and FDR balance and maturity records

Access transaction history and financial statements

Monitor account updates anytime from mobile

Simple, clean, and member-friendly interface

📊 Financial Information at Your Fingertips

With Nilachol, members no longer need to visit the office to check account details. The app makes financial information easily accessible so members can stay informed about their cooperative activities, review their records, and track financial growth in a structured and organized way.

🎯 Purpose of the App

Nilachol is designed to:

Support small business members through financial awareness

Encourage saving and disciplined financial habits

Strengthen cooperative transparency and trust

Provide easy access to member financial records

Build a digital bridge between members and the organization

👥 Who Can Use This App

This app is intended for registered members of the Nilachol cooperative society.
Login access is provided by the organization, and only authorized members can view their account details.

🔒 Security & Privacy Commitment

We value the trust of our members. All personal and financial information is stored securely and used only for service and account management purposes, in accordance with our privacy policy. Unauthorized access and misuse are strictly prohibited.

🌱 Our Vision

Nilachol aims to empower members through technology, strengthen cooperative values, and contribute to long-term financial development for the community.