Turn money into milestones
MoneyGoal is the all-in-one offline finance app built for Australians. Track income and spending, plan savings goals, manage assets, and unlock AI-powered investment suggestions—all in one clean interface.

Key Features
Goal-based planning
Create targets (car, house, holiday) with dates or “as soon as possible”; MoneyGoal instantly shows the path to success.

100 % offline storage
Every record stays on your device—no sign-in required.

SmartWealth™ AI engine
When online, OpenAI models analyse your cash flow and assets to recommend:
• 🇦🇺 High-dividend or broad-market ETFs & term deposits
• 🇺🇸 Dividend-oriented US ETFs
• Optimal cash reserve ratio
with projected annual returns.

Quick expense / income logging
One-tap entry, real-time charts.

Portfolio dashboard
View savings, stocks, crypto and term deposits with total value and weighted yield.

MoneyGoal Premium ★ (optional subscription)
Unlock full AI portfolio allocation, historical back-testing, and expert chat. Subscriptions are processed securely by Google Play.

Why MoneyGoal?
✅ Works perfectly offline—even on flight mode
✅ Optimised for Australian tax rules and markets
✅ Lightweight UI, lightning-fast onboarding
✅ No account needed—your data is truly yours

Download now and let every dollar drive you closer to your next financial milestone!