Need money?

SIMULATE your personal loan, private payroll, public payroll, INSS payroll or even vehicle financing through our app. Calculation and simulation of Personal Credit, fast and easy.

Here you compare loan offers from various institutions updated monthly. SimGrana - Loan Simulator offers the following simulations:

- Payroll Loan for civil servants
- Payroll-deductible loan for private employees
- Social Security Payroll Loan
- Non-consigned loan
- Vehicle financing

Don't get your CPF name dirty, get a personal loan and settle your debts

Important notes

- Simulation without the need to enter CPF.

- We do not guarantee credit approval, we only simulate the best credit and financing options in the best known and most qualified companies based on the rates made publicly available and monthly by the Central Bank.

- The app only SIMULATES the loan and installment amounts. The following steps to obtain credit are the responsibility of the user.

WE DO NOT HAVE ANY RELATIONSHIP WITH ANY FINANCIAL INSTITUTION, WE DO NOT MAKE LOANS, WE JUST SIMULATE VALUES.

More details

Minimum period for discharge: 12 months
Maximum period for discharge: 60 months
Maximum annual percentage rate: 30%

Example representing the total cost of the loan:
Initial value: BRL 10,000
Discharge period: 12 months
Monthly installment value: BRL 922
Total loan amount: BRL 11,064
Interest amount: BRL 1,064
Annual percentage interest rate: 10.64%
Total Effective Cost (CET): 1.59%