MCO offers a unique savings experience, MCO Penny allows users to save and earn competitive interest on their funds. Topping up your MCO Penny balance is hassle-free through bank transfers to your MCO Penny account.

Here's how it works:

MCO Vault:
Utilizing MCO Vault, you can lock your funds for a specified period with a minimum of 1000 NGN. During this lock-in period, your interest grows, and at maturity, both your savings and accrued interest are automatically returned to your MCO Penny balance. MCO Vault also features a built-in emergency option for users with locked funds before maturity.

Pennylock:
With Pennylock, you can automate your savings on a daily, weekly, or monthly basis, depending on your preference. You have the flexibility to choose your funding source from either your MCO Penny balance or daily deposits. Similar to MCO Vault, your savings and accrued interest are credited to your MCO Penny balance upon maturity.

Transparency:
The platform provides transparency by displaying your interest on both the MCO Vault and Pennylock dashboards, allowing you to monitor its growth until maturity.

Flexibility:
MCO Penny enables users to run and monitor multiple MCO Vault and Pennylock accounts simultaneously.

How it Works:

Download the App.
Register and create your account.
Fund your MCO Penny balance via bank transfer.
Select your preferred savings option.
Follow the prompts to activate your savings.
Monitor your savings until maturity.

Eligibility:
Must be above 18 years old.
Resides in Nigeria.

Contact
- Email: [email protected]
- Phone: 0906 831 0708
- Address: 1014 Ogba Central Mall, Beside Sunday Market, Ogba, Ikeja