Medical insurance in the United States is a contract with an insurance company, under which you pay a certain amount to the insurance company every month, and it, in turn, takes over part of the medical expenses in case of your illness.

Medicine in America is really very expensive, so you can not neglect insurance. Another weighty argument in favor of running away and entering into a contract is that according to the Affordable Care Act, medical insurance is mandatory for all legal residents of the country. There is even a fine for its absence (on average, $350-400).