Kameties are everywhere in Pakistan and India. The System involves a group of people coming together to form a Kamety where each person contributes certain amount of money towards a corpus of funds.

Typically the person initiating the Kamety is the administrator/cashier of the Kamety and is responsible for each transaction and servicing of everything that goes for that particular kamety.

All kamety member mutually decide the kamety rule. Like kameti start date , auction time, lucky draw amount, minimum installment amount, runner up percentage etc.