One type of savings is call money ("Tagesgeld"), which is available every day and is invested in a call money account. Call money accounts frequently have interest rates that are higher than the average savings rate. The Tagesgeldrechner uses the investment capital, interest rate, and term (in days or months) to determine the return on a flexible investment (call money account).

Use the call money calculator to determine the expected return at the end of the term by entering the amount you wish to invest, the interest rate, and the investment's term. Be organized and do your taxes and interest calculations ahead of time. Capital gains tax is deducted from the interest amount. Calculate it here.

Different interest rates and terms for call money are offered by numerous banks. Simply perform the calculations before making an investment decision.