Greattr for Merchant is a secure and compliant financing platform designed to support Micro, Small, and Medium Enterprises (MSMEs) and their customers. Our app enables customers to purchase goods or services from registered merchants without upfront payment. We finance the transaction through our RBI-registered NBFC partner, Jainex Finance Limited, and customers repay the amount in easy, flexible installments.

Greattr does not offer personal loans. All credit is strictly for customer purchases, fully regulated under Indian financial laws.

Key Features:

Merchant Credit Financing
Customers can avail credit for purchases directly at participating merchant outlets.

Flexible Repayment Terms
Choose repayment tenures of up to 6 weeks or more, based on eligibility.

Transparent and Fair Loan Terms
All costs — including processing fees and interest — are clearly disclosed upfront.

Quick and Easy Application
Instant credit approval with minimal documentation, right within the app.

Regulatory Compliance
Operated in partnership with Jainex Finance Limited, a registered NBFC. Fully compliant with RBI and Google Play policies.

Data Privacy and Security
All user data is protected with bank-grade encryption.
Privacy Policies:
www.greattr.com/PrivacyPolicy
www.greattr.com/PrivacyPolicyJainex

Loan Disclosure

Maximum Annual Percentage Rate (APR): Up to 30% per annum

Minimum and Maximum Tenure: 14 to 90 days

Representative Example:

Loan amount: ₹1,000

Tenure: 42 days (6 weeks)

Processing fee: ₹30

Interest: ₹11.50

Total repayment amount: ₹1,041.50

APR: ~29.95%

Note: Actual loan terms may vary based on eligibility and merchant selection.

Important Disclaimer
Greattr does not provide personal loans. All financing is strictly for merchant purchases, and is disbursed directly to merchants, not to users. The credit facility is provided by Jainex Finance Limited, an NBFC registered with the Reserve Bank of India.