With MiaPay you will love digital payments.

Currently available in beta mode for the Togolese public, Soon in Benin and Burkina.

Shop in stores, pay at the market, pay for your taxi rides and receive money from your phone.

No need to enter or share long account numbers to make a transfer. Use the QR code and receive Cashback (bonus) up to 20% on each transaction.

Compatible with Tmoney, Moov money and soon with visa card, orange money and more.

Send and receive fast and secure payments.
Make payments to your favorite merchants, send and receive money directly from your phone and without transaction fees.

Send money: Very simple, efficient, secure, 24/7

Send money to your friends and relatives from a QR Scan or a phone number linked to their MiaPay account. You can also send money directly from your mobile money account to a MiaPay account.

Your money belongs to you: withdrawal available 24/7

Withdraw from the nearest Ecobank ATM 24 hours a day.

24/7 protection
With encryption technology, we go to great lengths to ensure that your money transfers are secure.


From September you can pay your electricity bills, get instant loans, buy packages, order food.