Motorcycle Loans, Car Loans, Services, MitraPoin.

Your loyal partner is now available as an application from PT. Internusa Tribuana Citra Multifinance to provide digital service convenience.

One Application, Multiple Solutions.
Submit according to your needs

Motorcycle Loans
Come on, achieve your dream of getting a new Motorcycle via the Partner Application

Car credit
Enjoy the convenience of car loans only in your hand with a fast and guaranteed process

Multipurpose Fund Loans
Get a loan for additional business capital and to meet other needs

General provisions for car loans, motorbikes, and multipurpose loan funds
1. Financing value
◾ Motorcycle Loan: IDR 10,000,000 - IDR 100,000,000
◾ Car Loan: IDR 50,000,000 – IDR 2,000,000,000
◾ Multipurpose Fund Loans: IDR 3,000,000 - IDR 500,000,000

2. Repayment period
◾ Motorcycle Loan: 12 - 36 months
◾ Car Loan: 12 - 72 months
◾ Multipurpose Fund Loan: 12 - 48 months

3. Flat interest rate per year (APR)
◾ Motorcycle Loan: 13% - 40% (depending on the type of motorbike and time period)
◾ Car Loan: 6% - 20% (depending on the type of car and term)
◾ Multipurpose Fund Loans: 10% - 40% (depending on term)

4. Administration and provision costs
◾ Motorcycle Loans: IDR 800,000 - IDR 2,500,000 and a provision of 0.00% - 0.25% of the total financing value (depending on the term)
◾ Car Loan: IDR 2,700,000 - IDR 4,200,000 and a provision of 0.00% - 2.25% of the total financing value (depending on the term)
◾ Multipurpose Fund Loans: IDR 750,000 - IDR 3,325,000 and a provision of 0.00% - 0.25% of the total financing value (depending on the term)

5. Example of calculation
◾ Motorcycle loans with a unit price of IDR 20,000,000, 10% down payment and a 12-month tenor, then
◾ Principal Value IDR 18,000,000
◾ Total Interest of IDR 5,040,000
◾ Total Receivables of IDR 23,040,000
◾ installments per month IDR 1,920,000
◾ includes unit and personal accident insurance throughout the tenor
◾ does not include Admin fees, Fiducia fees

◾ Car Loan with a unit price of IDR 300,000,000, 20% down payment and 24 month tenor, then
◾ Principal Value IDR 240,000,000
◾ Total Interest of IDR 96,000,000
◾ Total Receivables of IDR 336,000,000
◾ installments per month IDR 28,000,000
◾ includes unit, personal accident and life insurance throughout the tenor
◾ does not include Admin fees, Fiducia fees

◾ Multipurpose Fund Loans with a loan of IDR 10,000,000, initial payment (Down Payment) of 10% and a tenor of 12 months, then
◾ Principal Value IDR 9,000,000
◾ Total Interest of IDR 2,520,000
◾ Total Receivables of IDR 11,520,000
◾ installments per month IDR 960,000
◾ does not include insurance
◾ does not include Admin fees, Fiducia fees

Terms and Conditions apply
Each Prospective Debtor will get a different calculation according to the promotion, loan value, tenor

Contract List
Your Loyal Partner helps remind you before the due date. Installment payments can be made directly through your Loyal Partner Application, faster and hassle-free with the support of several Payment Channels.

MitraPoin
Pay installments on time so you can get MitraPoin

Continue to use your Loyal Partner application and look forward to our further services to meet your needs.

YOUR FAITHFUL PARTNER Youtube Channel link: https://www.youtube.com/channel/UC5UvvRnDE1a7aNFx5GwuGfg