when you receive a new ATM card, you may need to activate the card and set up a PIN before you can use it for transactions.
Here are the general steps to activate an ATM card and set up a PIN:

- Call the phone number provided by your bank to activate the card.
- Follow the prompts to enter your card number, account number, and other personal information as required.
- Choose a PIN for your card and confirm the PIN.
- Wait for the activation process to complete and verify that the card is now active.

Alternatively, you can also activate your ATM card and set up a PIN by visiting your bank's ATM or branch location.
It is important to keep your PIN confidential and avoid sharing it with anyone to protect your account and funds.