Teddy Bear Photo Frame is nice app that lets you customize your photos. Choose a photo from your gallery or take it with the camera of your device, select a frame and generate your photo .

 Take a new picture or select the existing one from your device
 Browse through a collection of photo frames and find the one you like the most
 Modify your image so it could fit the frame by zooming it in or out
 Enhance your photograph with some of the best photo effects and share it with friends
 Use your image as a wallpaper on your smartphone