Experience simple, transparent micro-loans with Afrimula — apply with a few taps and get access to flexible short-term credit tailored for everyday needs in Zambia.
✅✅✅ Key benefits of Afrimula
◾ Fast, simple application — minimal information required.
◾ Transparent terms — interest, amounts and repayment days are shown before you apply.
◾ Flexible short-term loans — designed for urgent needs and everyday expenses.
◾ Responsible lending — clear fee disclosure and no hidden charges.
◾ Customer support — contact us at [email protected] for help.
🟢🟢🟢 What people use Afrimula for
We trust users to decide how to use their loans. Typical uses include:
◾ Emergency personal expenses
◾ Minor home or vehicle repairs
◾ Education or medical costs
◾ Events, gifts or travel
◾ Other unforeseen short-term needs
ℹ️ℹ️ℹ️ Important product details (Zambia)
◾ Loan amount: from ZMW 8,000 to ZMW 10,000.
◾ Loan term: 99 to 120 days.
◾ Annual interest rate (APR): from 44.2% up to 47.45% depending on profile and product.
◾ No hidden fees: we disclose the exact repayment amount and schedule before you accept.
◾ Collateral / guarantor: not required for standard micro-loan products.
◾ Minimum age for applicants: 18 years.
🖋️ Example loan calculation (illustrative)
Suppose you borrow ZMW 10,000 for 120 days at a daily rate of 0.00121 (0.121%):
🔸 Interest = 10,000 × 0.00121 × 120 = ZMW 1,452
🔸 Total repayment = ZMW 11,452 (10,000 principal + 1,452 interest)
This example shows how daily interest accumulates; your exact rate and repayment will be shown during application.
🔒 Privacy & transparency
We take your privacy seriously. Read our full privacy policy at:
https://afrimulacredit.com/privacy-policy
For questions or support, email us at: [email protected]
AFRIMULA SOLUTIONS LIMITED
0968394427
Mill House Lunsemfwa Road, Lusaka, ZM
⚠️ Important notes
By applying for credit via Afrimula you consent to the processing of your personal data for credit assessment, fraud prevention and loan servicing in accordance with our privacy policy. If you do not accept the terms, certain automated features (such as instant decisioning) may not be available and manual verification may be required.
Ready to apply? Download Afrimula and start your simple loan application today. Transparent terms — clear decisions — dependable support.