As a professional loan intermediary platform, ModalSiap is committed to providing innovative and diversified solutions for personal financial needs. We cooperate with many P2P institutions to integrate various financial products to provide users with flexible and adaptive loan options, helping users manage their finances effectively and relieve financial stress. All loan products displayed are from partnered P2P institutions. ModalSiap is responsible for screening and recommending suitable options. The final approval result is determined by the partnered institution based on your personal circumstances.

Key benefits
Quick recommendation: After filling in the information, we will immediately match you with a suitable lending institution.
Flexible recommendation: Cooperate with many professional OJK institutions to recommend loan applications flexibly.
Convenient and efficient: Cooperative institution approval is fast, safe and reliable, allowing users to experience efficient cash flow services.
Data security: Protect your data security and support you to delete account information.

Loan Details and Calculation Example

Loan Amount: Minimum IDR 500,000, Maximum IDR 20,000,000
Loan period: minimum 91 days, maximum 365 days
Loan interest rate: Maximum annual interest rate not exceeding 24%/year
Other fees: No other fees, no platform introduction fees
You can refer to the following example to calculate the loan-related fees:
Loan amount: IDR 1,000,000
Loan period: 100 days
Annual interest rate: 14%/year (daily interest rate 0.04%/day)
The relevant fees are calculated as follows:
Monthly interest: 1,000,000*0.04%*30=12,000Rp
Total interest cost: 1,000,000 x 0.04% x 100 = IDR 40,000
Installment per month: 1,000,000 x 0.04% x 30 + 1,000,000 / 100 x 30 = Rp 312,000
Total repayment amount: 1,000,000 + 40,000 = 1,040,000Rp
After the application is approved, the user will receive a principal of Rp1,000,000; after the loan ends, the user's repayment amount is the principal plus interest totaling 1,040,000Rp, without any other fees, safe and transparent.
Actual interest rates may vary due to credit assessment. ModalSiap only recommends financial products to users and does not provide loans. If the user applies for a loan from a third-party financial institution, please refer to the institution's loan agreement.

Contact Us
If you have any questions, please contact our customer service team:
Online customer service hours: Monday to Sunday, 09:00 to 18:00
Customer service email: [email protected]
Company Name: CV BANI SOLIKHIN
Official website: https://cvbanisolikhin.com/
Address: JL. RAYA DESA KARANGDAWA, Karangdawa Village/Sub-district, Margasari District, Tegal Regency, Central Java Province