MoNeed is an authorised digital lending platform and fully adheres to all regulatory requirements of the RBI. we have been partnered with India's registered Non-Banking Financial Companies (NBFCs) all the time include Jhuria Financial Services Private Limited. The names of our partnered NBFCs can be found on the RBI website access: https://www.rbi.org.in/Scripts/BS_NBFCList.aspx
We provide safe and reliable unsecured loans with an extended service, Customers can choose to extend the loan repayments for a maximum period of 360 days.
1. Maximum annual interest rate of 36%
2. Tenure: 91 days (minimum)——360 days (maximum)
3. Processing fee rate is based on personal credit. Start from 13.98% and up to 26% ofthe loan amount.
For example, if the loan amount is ₹3000, interest rate is 36% per year, and processing fee rate is 20% , the minimum loan period is 91 days, then charges as below:
Interest= ₹3000*36%/365*91=₹269
Processine fee= ₹3000*20%=₹600
Loan application conditions:
Indian citizen with Aadhaar
Minimum age of 21 to a maximum of 40
How to repay a loan
You can repay loan through Net banking, UPI and offline payment via ATM.
MoNeed allows loan repayment in advance before due day .
Customer service
If you have questions or complaints, please leave us a message through the Feedback page in our application or contact our customer service center. We are ready to serve you.
Contact us
Consumer service number: 01836670970
Customer service time:
Monday-Saturday 10: 00am-17: 00pm
Customer service Email address:
[email protected]
MoNeed Page
Homepage: http://www.MoNeed.net/#/home
Facebook: https://www.facebook.com/MoNeed2018