eCash Hub - Instant Cash Loan

Online Loan does not directly participate in lending activities,
but only provides a platform to facilitate registered non-bank financial companies (NBFC) or banks to lend users
One of our primary partner NBFCs Kontact Online Fincaps Private Limited is a Systemically Important NBFC within the group companies carrying the brand.

Amount from ₹5,000 to ₹5,00,000.
Duration from 95days to 120days.
Maximum Annual Percentage Rate (APR)： 0.05% per day. The annually maximum interest rate is 18.25%.
No other hidden costs.

Example of repayment of principal and interest at maturity:
If you take a loan with a limit of ₹10,000, an annual interest rate of 18.25%, and a period of 120 days:
Daily Interest = ₹10,000 x 18.25% / 365days = ₹5
Total Interest: ₹10,000 x 18.25% / 365days x 120days = ₹600
Daily Repayment: ₹10,000 / 120days + ₹5 = ₹88.3
Total Repayment: ₹10600

The application process takes a few steps with some documentation and the approved loan amount is transferred to the user’s bank account.

Exclusive features:
100% paperless process
Upto Rs 2 Lakh limit.
A collateral-free Online loan.
Convert your short term personal loan to an EMI term loan.
Privilege to pay monthly rent payments via credit card.

Eligibility:
- Borrower must be 18-year old or above.
- Maximum age limit at the time of the loan is 56 years.
- Indian citizen.
- The borrower should be a salaried employee.
- Monthly net salary should not be less than Rs.15,000.
- An individual must have a minimum work experience of 6 months.

Online Loan Online Loan Uses:
- Education
- Medical
- Home renovation
- Buying mobile
- Travel expenses
- Pay your rental deposit
- Monthly bills
- To buy home appliances, furniture, and other items of need

How to apply
- Sign up / Register, with your mobile number
- Fill in all required details: Name, Address, Bank account.
- Upload PAN card, identity proof.
- Get your credit limit assigned.
- Esign the agreement.
- Your loan amount will be credited to your bank account on successfully completing the process.

Documents required:
- Identity proof (Driving license/Voter id/Passport/Aadhar/PAN).
- Address proof (Driving license/Voter id/Passport/Aadhar/Utility bills/bank statements).
- E-sign on application with registered mobile and OTP for application.

Security & Protection of Privacy
Data security & privacy is a top priority at Online Loan.
We use SHA-2 and 2,048-bit encryption (the strongest security system in the market) security and comply with the SSL certificate.

Download Online loan app now and ensure "Financial Happiness" for your family and yourself!