Moni Wave is a FinTech company that provides financial services to support a better quality of life. We are committed to continue innovating with our partners to promote financial inclusion in Ghana.

The loan services we provide are the following:
Loan Limit: 1000 GHS ~ 10,000 GHS
Loan term: 91 days to 365 days
Maximum annual interest rate: 18% / year (18% / 360 = 0.05% / day)
Other expenses: 0

- For example, if you need to borrow 10,000 GHS, the annual interest rate is 18% (the daily interest rate is 0.05%/day), the loan term is 120 days (4 months), and there are no other charges, except interest, then the fees you must pay are as follows:
- Daily interest = 10000x0.05% = 5 GHS and monthly interest = 5x30 = 150 GHS
- Monthly payment = 10000 / 4 + 150 = 2650 GHS
- Loan maturing in 120 days and your total interest = 150x4 = 600 GHS
- Your total repay amount = 10000 +600 = 10600 GHS
(If you want to borrow more money, you can quickly calculate the appropriate loan fee through the above method, all loan products will not charge additional fees)

[product label]
Moni Wave provides users with convenient, convenient and secure online financial loan services.

[Product Steps]
The requirements to apply for a loan are the following:
- year and more than 20 years
- Ghana citizens
- Have a personal E-wallet in Ghana
- Have a stable job and income your application will be approved quickly, without complications, and the funds will be immediately credited to the user's personal account.

[Tips]
Loans are risky, borrowing should be cautious, make a reasonable loan according to your personal ability to avoid arrears

Quickly select Moni Wave, the most reliable digital wallet in Ghana.
Contact our customer service by:
Email: [email protected]
Address: 4FWJ+R7R, Hohoe, Ghana
Tel: +233 0207759673