Monnelia is your companion in achieving financial freedom and conquering debt. The primary objective of the app is to help you save both time and money as you work towards repaying your debts. Our easy-to-use, intuitive application helps you on your debt-free journey. Say hello to a personalized debt repayment plan tailored to your needs.

DEBT REPAYMENT STRATEGIES
• Compare the different debt repayment strategies (snowball, avalanche, tsunami or custom) and find out which one is best for your situation.
• The snowball method: begin by tackling your smallest debts first, gradually building momentum as you move towards larger debts, this method keeps you motivated.
• The avalanche method: prioritize debts with the highest interest rates first, strategically minimizing overall interest payments and accelerating your path to debt freedom, most of the time this method is the most cost effective.
• The Tsunami method is exclusive to Monnelia. It consists of prioritizing the repayment of debts that generate the most interest, calculated on the basis of the remaining balance and the current interest rate on the debt.

COMPLETE REPAYMENT PLAN
• Based on your debts, Monnelia creates a completely personalized payment plan. All you have to do is follow the plan on a daily basis, and progress will appear.
• If you're making a payment not included in the plan, or modifying a payment, don't worry, the application lets you do it in just 1 click!

SAVE TIME AND MONEY
• Monnelia helps you save on interest, the application gives you the right strategy for your situation and makes significant interest savings.

Among the users we've surveyed, everyone agrees that using the app provides them with better insights and statistics about their debts.

Learn more about how we process your data by reading our privacy policy : https://www.monnelia.com/legal/privacy-policy

Please review our Terms of Use, which outline your rights and responsibilities as a user : https://www.monnelia.com/legal/terms-of-use

This app uses Apple standard EULA : https://www.apple.com/legal/internet-services/itunes/dev/stdeula/