Designed exclusively for stock plan participants with plans serviced by Morgan Stanley, the Morgan Stanley at Work app brings the valuable features and functionality of the desktop version to your Android devices. The app enables you to view your stock plan account balance and activity, check your award vesting schedules, sell your shares and exercise options. Interactive data visualizations give you important account information at a glance. Wherever you go, the Morgan Stanley at Work app will apply your existing account preferences and settings to provide you with a curated view of your stock plan portfolio. With the Morgan Stanley at Work app for Android, you can:

• Log in to your stock plan account easily using Face or Fingerprint recognition
• Get easy-to-understand visualizations of your assets, including positions, balances, transaction history and real-time quotes
• View, accept, or decline grant agreements and documents
• Sell shares and exercise options
• Certify your Form W-9 or Form W-8BEN

To access this app you must be a stock plan participant with plans serviced by Morgan Stanley and have previously registered on atwork.morganstanley.com. If you are a Morgan Stanley Online customer looking to access your brokerage account, please download the separate Morgan Stanley Wealth Management app in the Google Play store®.

Android and Google Play are trademarks of Google Inc.

Subject to cell phone connectivity.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters. © 2023 Morgan Stanley Smith Barney LLC. Member SIPC. CRC 5729949