Smart Calculator SIP EMI Loans is a simple, offline finance tool for India.

Calculate SIP, EMI, Loans, FD, PPF, GST, Income Tax, SWP and Gratuity — quickly and accurately in one app.

Planning your financial future becomes easy with Smart Calculators. Whether you are an investor, borrower or taxpayer, you get fast, clear results to help you make better decisions.

🚀 Why choose Smart Calculators?
* Works offline – no internet needed for calculations
* Multi-language – English, Hindi, Gujarati, Marathi, Tamil and more
* PDF reports – generate and share instantly
* Privacy first – your data stays on your device

📊 Mutual Fund & SIP Calculators
* SIP Calculator – estimate growth of your investments
* Lumpsum Calculator – one-time investment returns
* SWP Calculator – plan withdrawals
* Goal Planner – calculate how much you need to invest

🏦 Loan & EMI Calculators
* EMI Calculator – home, car and personal loans
* Loan Eligibility – estimate how much you can borrow
* Loan Comparison – choose the best loan option

🏤 Bank & Government Schemes
* FD & RD Calculators
* PPF, SSY, NPS, SCSS, POMIS
* See maturity value, interest and estimated returns

💼 Tax & Money Tools
* Income Tax Calculator (Old vs New Regime)
* GST Calculator – add or remove GST
* HRA, Gratuity, Inflation & CAGR tools

🌟 Extra features
* Save calculation history
* Charts & graphs for easy understanding
* Share results via WhatsApp or email
* Dark mode support

Download Smart Calculators and manage SIP, EMI, taxes and savings with confidence — even offline.

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Disclaimer: This app provides estimates using standard formulas. It is not financial advice. Please consult a financial advisor before making investment decisions.